Consider group insurance as a more robust collective of individual coverages pooled together for lesser total cost.
We customize coverage to satisfy each employee class risk profile. In the event of claim, your employee can stay focused and effective on their task, knowing their concern is covered.
Attracting and retaining key employees in a competitive marketplace is an important strategic issue for many businesses. Providing innovative employee benefit packages and deferred compensation plans are some of the ways to reward and retain these key individuals.
s a business owner when you rely on your benefit advisor to provide a quality living benefit how can you be sure your advisor is well versed in the meanings of the various definitions? The only thing worse than being stricken with a disability or critical illness is hearing “your claim is denied”.
There is frequently a wide gap between the perception of what an employee thinks they have coverage for and the reality of what the policy actually covers. This gap is caused by various restrictions and exclusions inherent to the policy.
Have you experienced cumbersome group administration procedures in the past? Have previous employee claim services been difficult to sync up with their direct deposits? See how insurer options can mitigate these nagging concerns.
If you act upon our recommendation we will be pleased to work with your current broker to exact the necessary changes. In the unlikely event your current advisor is not inclined to implement the advantageous changes, we are wholly prepared to affect the necessary change for you at no cost.
If you provide us details of your current living benefits plan, we will provide a complementary analysis to point out any deficiencies in the structure or wording of your plan definitions.
